Branch Overview

Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility. 

Branch’s mission-driven team is led by founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. In 2019, Branch announced our Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms including Andreessen Horowitz, Trinity Capital, Foundation Capital, Visa, and the International Finance Corporation (IFC).

We value diversity and are committed to providing an inclusive working environment where human beings of all backgrounds can thrive. 

Job Overview

As a Fraud Analyst, your responsibilities will involve reviewing suspicious activities, carrying out due diligence reviews on users and transactions in accordance with local regulations and our security policies. You will also be required to assist with troubleshooting and investigating financial crimes across the spheres of Anti-Money Laundering (AML), sanctions screening, and cybercrimes.

Responsibilities

• Monitor and analyse all fraud-related incidents, ensure resolution and escalation in a timely manner;
• Maintain fraud monitoring and analysis models;
• Monitor user activity for high risk, unauthorised, fraudulent or suspicious transactions;
• Investigate financial crime trends and propose improvements to prevent perpetration;
• Contribute to implementation of rules, systems and policies for fraud detection and management and AML controls;
• Assist the compliance team in reporting suspicious activity, fraudulent and money laundering reports to regulators;
• Perform AML investigations;
• Carry out relevant fraud related filings and renditions; and
• Prepare management and board reports on fraud.

Qualifications

• Minimum of two years of work experience in forensics, and fraud investigations within the banking and financial services industry.
• Experience in root cause and impact analysis. Working knowledge of SQL and Business Analytics is an added advantage.
• Minimum of bachelor’s degree. Certifications from professional bodies relevant to Forensics, AML, and Financial Crimes Investigation (CHFI, CFE etc) are an added advantage.
• You are highly entrepreneurial. You take the initiative to solve problems before they arise. You’ve started and/or contributed to projects you’re passionate about.
• You are a great collaborator. You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions.

Benefits of Joining

• Work in a mission-driven, fast-paced and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Where we work:
  • Hybrid - we are remote first, with occasional in-office requirements.
• Fully paid life and health insurance benefits with Axa Mansard
• 28 days of annual leave, 30 days of sick leave and 7 days of bereavement leave
• Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
• Annual professional development budget 
• Pension benefit
• Monthly WFH stipend alongside a one-time home office set-up budget
• Team meals and social events (Hybrid for now)
• Flexible working hours
• Opportunity to work and interact with a global team

Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. We’re looking for more than just qualifications -- so if you’re unsure that you meet the criteria, please do not hesitate to apply!