Branch Overview
Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa. We use alternative data to reach millions of people that are largely excluded from the financial sector.
Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact. Our mission-driven team—founded and led by the former CEO of Kiva.org—now spans 400+ employees globally. We’re backed by investors such as Andreessen Horowitz, Visa, and the IFC.

Job Overview
We are looking for a highly analytical and detail-oriented FP&A Senior Associate to join our finance team. In this role, you will be a key driver in shaping our financial strategy through robust modeling, performance tracking, and data-driven insights. You will bridge the gap between raw data and executive decision-making, ensuring that our Annual Operating Plans (AOP) are accurate and our financial reporting is seamless. This is a high-impact role involving heavy use of Excel, Financial Modeling and foundational SQL to support both India and Global operations.

Roles & Responsibilities

• Financial Planning & Forecasting: Drive the end-to-end budgeting process, including monthly rolling forecasts and long-range 5-year financial models. Maintain accuracy in P&L, Balance Sheet, and cash flow projections.
• Performance Analysis (Plan vs. Actuals): Monitor business performance by tracking departmental variances. Identify key drivers of over/under-performance and present findings to stakeholders.
• Strategic Insights & Reporting: Prepare high-stakes reporting decks for Board meetings and executive leadership. Conduct profitability analysis at a cohort level and perform competitor benchmarking to guide strategy.
• Data Analysis & Automation: Use SQL to extract and manipulate large datasets for ad-hoc financial analysis. Focus on automating manual reports to improve team efficiency and forecast precision.
• Audit & Compliance Support: Collaborate with the Controllership and Audit teams to provide financial data for statutory, regulatory, and internal audits, ensuring data integrity across all reports.

Qualifications

• Education: MBA in Finance, or a professional certification such as CA, CPA, CMA, or CFA (Level 1 or 2).
• Experience: 2-3 years of experience in FP&A, Corporate Finance, or a similar analytical role.
• Technical Skills: 
  • Advanced Excel: Expert-level financial modeling and data manipulation.
  • Accounting: Good understanding of P&L, Balance Sheets, and accrual-based accounting.
  • SQL: Foundational ability to write SQL queries (SELECT, JOINs, WHERE) to independently extract, filter, and validate data from internal databases without relying on tech teams.
• Soft Skills:
  • Exceptional logical reasoning and "first-principles" thinking.
  • Ability to communicate complex financial data to stakeholders across India and Global offices.
  • High degree of comfort with ambiguity and ad-hoc data requests.

• Mission-driven, fast-paced and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Fully-paid Group Medical Insurance and Personal Accidental Insurance
• Unlimited paid time off including personal leave, bereavement leave, sick leave
• Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
• Monthly WFH stipend alongside a one time home office set-up budget
• $500 Annual professional development budget
• Discretionary trips to our offices across the globe, with global travel medical insurance
• Team meals and social events- Virtual and In-person