Branch Overview

Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Mexico City, Mumbai and Nairobi, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility.

Branch's mission-driven team is led by founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. Most recently, Branch announced its Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms.

Job Overview

Branch is seeking a talented legal officer to take care of the legal operations for the Indian market. In this role, you will oversee the day-to-day management of our legal department. The focus will include contract drafting, vetting, tracking contract life-cycle, drafting legal responses, tracking compliances, analyzing regulatory updates and its implementation etc. You will collaborate with our Ops, Credit, Finance, Digital, Design, Data Science, Growth, and Product teams to drive legal operations and compliance culture. This position offers a unique opportunity to enhance your legal and compliance skills in a dynamic and diverse environment.

Responsibilities

• Drafting, vetting, reviewing, executing legal contracts to safeguard Company’s interest;
• Develop and implement processes to ensure legal documentation is in place to safeguard the Company against any legal risk.
• Collaborate with cross functional teams to conduct vendor studies, audits, checking compliance activities.
• Maintain and track contract lifecycle and collaborate with the finance team for ensuring continuity.
• Drafting legal responses for various stakeholders depending on the requirement.
• Understand various lending business models, operations of NBFCs, Lending Service Providers, and upkeep with latest RBI regulations with respect to lending
• Research, track and report on legal developments related to personal loans and other products of the Company and collaborate with the business lines to ensure compliance.
• Advising on contract status, advise on the risks and opportunities related to growth  initiatives and the legal liabilities associated with different deals.
• Review and comment on business and regulatory team policies and procedures, company training materials, and customer-facing collateral.
• Researching and anticipating unique legal issues that could impact the company.
• Prevent risk of litigation and review litigation files, if any.
• Negotiations and managing cost with law firm & experts
• Reply to legal notices in an appropriate and timely manner.
• Reviewing data privacy laws & seeing to it that the company follows GDPR and Indian Data Privacy Laws.
• Ensure compliance with organization policies by all team members.

Qualifications

• Law graduate (LLB / LLM)
• 4-6 years of experience in legal profile, preferably in fintech NBFC and 
• Strong hold on legal matters and up-to-date on regulatory matters.

Benefits of Joining

• Mission-driven, fast-paced and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Remote first, with the option to work in-person occasionally
• Fully-paid Group Medical Insurance and Personal Accidental Insurance
• Unlimited paid time off including personal leave, bereavement leave, sick leave
• Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
• Monthly WFH stipend alongside a one time home office set-up budget
• $500 Annual professional development budget 
• Discretionary trips to our offices across the globe, with global travel medical insurance 
• Team meals and social events- Virtual and In-person
   

Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. We’re looking for more than just qualifications -- so if you’re unsure that you meet the criteria, please do not hesitate to apply!